Ninjacart - Pioneer. Challenge Yourself. Create Better Lives.
Ninjacart is a pioneer in agritech. We believe in fostering a culture of innovation. We develop professionals who pioneer new ideas, simplify customer experiences, and impact the lives of millions. Our employees take complete ownership and truly belong.
Ninjacart is India's leading agri-platform, which leverages technology and data to organize the agri-commerce ecosystem. Over the last 8 years, our made-for-India technology and India-centric solutions have disrupted the way fruits and vegetables move from farms to consumers’ plates. We empower farmers and other players in the ecosystem in ways never done before.
Ninjacart aims to be the digital network for global agri-commerce that solves structural problems such as information asymmetry, payment hassles, distribution inefficiency, and discovering new buyers and sellers with tech-first solutions.
Ninjacart has raised over $350mn from Walmart Group, Tiger Global, Accel US, Accel India, Syngenta, and others. We are one of the top 25 startups to work for, according to Linkedin.
We are a highly motivated, results driven community, who focus on proactive approaches to problem solving. We cherish entrepreneurial spirit and provide significant operating autonomy to senior leaders. There are ample opportunities and challenges to be solved at scale and in real-time.
Read More:
- #BetterLives For Every Agri Citizen
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Location: Mumbai
About the team
Ninjacart Services Pvt Ltd, NSPL a wholly owned subsidiary partners with Lending institutions (Banks and NBFCs) to build customised credit products for the agri eco-system. NSPL is a Lead Service Provider (LSP) and intends to obtain its own NBFC license.
Responsibilities
Ninjacart as an E2E enabler of the agri ecosystem offers a wide range of financial products by partnering with Banks & NBFCs, that include customised Working capital financing, Supply Chain financing, Warehouse financing, Capex funding and small ticket daily repayment products.
- Develop a deeper understanding of the product offerings and identify the right set of prospective partners to build a long-term symbiotic relationships.
- Onboarding new financial institutions for digital lending partnerships to support business growth across all Business Units
- Build a wide range of partner network to optimize for Cost & improve Customer experience on an ongoing basis
- Managing relationships and the onboarding of partners, that includes due-diligence, alignment on MSA, obtain approvals from credit committee and aligning the lender on product and process flow
- Reduce cost of capital on an ongoing basis by building innovative structures and creating access to institutions with large capital base
- Liaison with the partner to enable required tech integrations of the Loan Origination / Management systems
- Build and manage the required engagement cadence with every partner to ensure smooth flow of information, adherence to covenants and timely invoice settlements
- Own the E2E relationship w r t compliance and audit by clear documentation that calls out the roles of each entities
- Build the required communication framework that proactively shares a self-assessment report to validate adherence to agreed processes
- Assisting the CEO/CFO in managing all stakeholders like credit rating agencies, regulators, consultants, lawyers, etc.
A Ninja is resilient, smart, and ambitious. Sounds like you? Here’s what you will need to have to join the Ninja Clan
- Master's degree in Finance / MBA / CA
- At least 10 years of relevant experience with knowledge/ awareness of various structures and regulatory requirements
- Must have a network of BFSI partners to liaise and build relationships
- Must have a prior experience in managing partners and raising different forms of debt
- Must be hands on and able to operate independently
- Have a deeper understanding of regulatory requirements and compliance issues related to Digital Lending Guidelines, KYC norms, debt capital markets and treasury management
- Exceptional interpersonal skills, with the ability to work with cross-functional teams and build relationships with internal/ external stakeholders
- Willing to travel, short notice and high frequency
Additional Information
At Ninjacart, we are creating a workplace that enables everyone to find their true potential, purpose, and passion irrespective of their background, gender, race, sexual orientation, religion and ethnicity. We are committed to providing equal opportunity for all and believe that diversity in the workplace creates a more vibrant, richer work environment that advances the goals of our employees, communities and the business. Check out what Life at Ninjacart looks like!